We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Policy by your continued access to this Site after the date such revised Policy is posted. Users at that time shall have the option as to whether to permit the use of their information in this separate manner.
This Policy applies to No Debt Plan, and it governs any and all data collection and usage by us. Through the use of www.nodebtplan.com, you are therefore consenting to the data collection procedures expressed in this Policy. This Policy does not apply to any third-party sites or companies that No Debt Plan does not control, nor by individuals not employed or managed by us, and we are not responsible for any of the data collected by any such third party.
Specifically, this Policy will inform you of the following
Information We Collect
We may collect information about you in a variety of ways. It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we reserve the right not to register you as a user or provide you with any products or services. This website collects various types of information, such as: Voluntarily provided information which may include your name, address, email address, billing and/or credit card information which may be used when you purchase products and/or services and to deliver the services you have requested.
Information automatically collected when visiting our website, which may include, but not be limited to cookies, third-party tracking technologies, and server logs.
In addition, No Debt Plan may have the occasion to collect non-personal anonymous demographic information, such as age, gender, household income, political affiliation, race and religion, as well as the type of browser you are using, IP address, or type of operating system, which will assist us in providing and maintaining superior quality service.
No Debt Plan may also deem it necessary, from time to time, to follow websites that our users may frequent to gleam what types of services and products may be the most popular to customers or the general public. This Site will only collect personal information that you knowingly and willingly provide to us by way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested, and any additional uses specifically provided for this Policy.
Why We Collect Information and For How Long
We are collecting your data for several reasons:
The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be determined based upon the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy.
Use of Information Collected
No Debt Plan does not now, nor will it in the future, sell, rent or lease any of its customer lists and/or names to any third parties. MPower may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from the Site.
No Debt Plan may also be in contact with you to complete surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.
Disclosure of Information
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
We do maintain and reserve the right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in No Debt Plan products and services). In certain circumstances, we may use our website, newspapers, or other public means to post a notice.
Children under the age of 13
No Debt Plan’s Site is not directed to, and does not knowingly collect personal identifiable information from, children under the age of thirteen (13). If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database, or in the alternative, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.
Unsubscribe or Opt-Out
All users and visitors to our website have the option to discontinue receiving communications from us by way of email or newsletters. To discontinue or unsubscribe from our Site please send an email that you wish to unsubscribe to firstname.lastname@example.org. If you wish to unsubscribe or opt-out from any third-party websites, you must go to that specific website to unsubscribe or opt-out.
Links to Other Websites
Sale or Bankruptcy
Cookies and Web Beacons
No Debt Plan takes precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (e.g. credit card information), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the webpage.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers and servers in which we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure or modification of the user's personal information under our control.
The company also uses Secure Socket Layer (SSL) for authentication and private communications to build users' trust and confidence in the internet and website use by providing simple and secure access and communication of credit card and personal information.
Acceptance of Terms
How to Contact Us
Mailing Address: No Debt Plan LLC, 980 S. 300 W. Sandy, Utah 84070